Blog & News

Knaresborough, North Yorkshire
February 7, 2023

The cost of Cash in an ISA

We are approaching ‘ISA season’ when financial advisers typically draw their clients’ attention (rightly) to the benefits of sheltering their hard earned in an ISA. However, it’s also worth considering what the money in your ISA is actually in – is it in cash, or is it invested in stocks and shares?
January 24, 2023

Something Different

As individuals, we usually have a bias towards ‘now’. But at this time of year that bias changes in an important way and is to do with our length of focus. Our natural bias is to focus on the ‘short term’.
January 17, 2023

Maximising Tax Allowances – Carry Forward

Most of us understand the benefits of investing tax efficiently. Using the tax allowances, such as ISAs, provided by the government each year means we can avoid paying unnecessary tax. However, many of us are missing out on the valuable tax savings available through our pensions.
August 24, 2022

Company Year End – MONTH 2

If you read my blog last month you will recall I covered the issues facing a business owner at year-end. As mentioned, this article is aimed at business owners who are approaching their business’ year end and how this might affect your personal financial planning, including your mortgage and pension planning.
August 24, 2022

Company Year End

To save you time, this article is aimed at business owners who are approaching their business’ year end. If you don’t run you own business, then the article will have limited benefit to you. I suggest you might want to ‘move on’ to reading something more relevant and pertinent to you. You might, however, find something of interest. Whether you read on or move on, thank you for your time.

August 24, 2022

Employee with Bonus – MONTH 2

You may recall in my blog last month; I discussed the different ways you might want to consider using any bonus you may be looking forward to receiving soon. A month further on and that bonus may only be a few weeks away, and time is running out for you to make some decisions.

August 24, 2022

Employee with bonus

If you are an employee, you may be fortunate enough to receive a bonus, a reflection of your contribution to your employer. If you are expecting a bonus sometime soon, you may already have mentally accounted for the money. This is the modern term for what previous generations did when they put the money in ‘pots’, (either virtually or physically) and allocated it for certain bills or activities.

August 24, 2022

3 Counter Intuitive Tips

With the summer holidays upon us, there is time for reflection and relaxation for some. For others, it’s a time to maximise work opportunities (especially if you work outdoors) and ‘fix the roof while the sun shines.’
August 24, 2022

The Cost of Education

Please note some of these articles may be older than 12 months and therefore the information contained in them may be out of date. Contact us direct for up to date information. The Cost of Education When I was at school, June was often the month that was crammed full of end-of-term assignments, revision, and…
August 24, 2022

2022 REDUNDANCY

Please note some of these articles may be older than 12 months and therefore the information contained in them may be out of date. Contact us direct for up to date information. Are you worried about redundancy? There is no doubt that the pandemic and subsequent economic challenges that have followed have changed the way…
August 24, 2022

2021 INTERGENERATIONAL

Please note some of these articles may be older than 12 months and therefore the information contained in them may be out of date. Contact us direct for up to date information. Keep it in the family It’s rude to talk about money. That’s something that many of us have drummed into us as small…