Blog & News

Knaresborough, North Yorkshire
May 14, 2024

Tax Freedom Day 2024

It’s the day of the year, the average UK taxpayer will have earned enough to pay all of their taxes for that year.
April 8, 2024

The cost of Cash in an ISA

We know the tax benefits of an ISA. But what if you hold cash in it? Holding your ISAs in cash rather than stocks and shares has a significant cost.
March 5, 2024

Spring Forecast 2024

The Chancellor of the Exchequer will be announcing the Spring Budget on 6th March 2024. The budget is an opportunity to update the public on the state of the UK economy since the last Autumn Statement which took place in November.

January 9, 2024

Something is behaving differently at this time of year

January as the ‘start of the year’ creates a macro environment that helps us take a longer-term view.
December 12, 2023

Thanking others and the science of gratitude

Have you thought about the science behind giving thanks – gratitude?
November 15, 2023

2023 November – UK Budget

2023 November – UK Budget – More Impact To You Than The Fund Performance?
October 5, 2023

Intergenerational Wealth

This is not an article about inheritance tax planning, per se. Although, I can certainly help if you want advice on the subject and help you not miss out on the valuable allowances available.

August 8, 2023

Cash or Not?

“How much have I got?” “How much do I need?” And crucially to help avoid such losses – “When do I need it?”
July 11, 2023

Mending The Roof While The Sun Shines – 3 Counter Intuitive Tips

With the summer holidays upon us, for some, there is time for reflection and relaxation. For others, it’s a time to maximise work opportunities (especially if you work outdoors) and ‘fix the roof while the sun shines.’
June 13, 2023

The Cost of Education

June was often the month that was crammed full of end-of-term assignments, revision, and exams. There is a value to education of course. Price is only an issue in the absence of value.
May 16, 2023

When Is Your ‘Tax Freedom’ Day?

This year, in light of the continuous high energy prices, higher interest rates and tax changes not keeping up with the inflation levels that remain higher than we have seen for a generation – things are still far from the more stable environments we had come to expect.
March 7, 2023

Spring Forecast – March 2023

Is it all doom and gloom? Well, while the macro environment may be framing our mindset one way, one defence we can all use is our ‘present’ behavioural bias so that we value and maximise what is ‘in front of us today.’